Saturday, January 24, 2009

How to Compare Car Insurance Rates

As with anything else that you want to buy, it's a good idea to compare car insurance rates before you sign up with any one company.


This is because there can be a large difference in insurance rates from company to company, and you can save yourself literally thousands of dollars by comparing - or waste that money if you don't do any comparison shopping.

But of course, who wants to sit around in front of the computer or get on the phone and dial up company after company?

Fortunately there are many online sites that allow you to compare car insurance rates from many different companies right there on their site.

Here is a partial list of these auto insurance web sites:

www.geico.com

www.insurance.com

www.netquote.com

www.uswitch.com

www.insurance-compare-save.com

www.progressive.com

As this option of being able to compare car insurance quotes from competitors becomes more popular, you will be able to get comparison quotes from more and more companies as time goes on.

Of course, you do need to be careful and make sure that a company is not purposely inflating their competitor's prices just to get your business.

Be wary of any company that offers to compare car insurance quotes but that always seems to have the lowest rate or one that is whose quote is quite a bit lower than all their competitors.

Remember the words, "Look before you Leap"!

Don't go off half crazy and sign for the first cheap auto insurance quote you get.

Read everything on that auto insurance policy, yes, even the fine print!

You also want to be sure that you're only getting the car insurance coverage that you need for your particular vehicle.

Make sure you can raise your deductible in order to lower your premiums if you're a good driver, or that you're not getting full coverage for very old vehicles that are paid for.

When you compare car insurance quotes, you need to make sure the information you're getting back from those companies is the most accurate!

If your not sure which is the best auto quote for you to go with you may just want to follow the traditional auto insurance route and call an insurance broker.

You can ask him all the questions you need answered before you sign up for your new car insurance policy.

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